Debt consolidation is one of the more popular financial strategies that people today are employing. In the face of the global recession, almost everyone is trying to learn how to manage their funds correctly, as well as keep their heads above water and out of debt. If you are one of the millions affected by large amounts of debt, hearing the news about the recession was probably no picnic for you. Before you panic, however, you may want to consider debt consolidation, wherein all of your individual debts are lumped into one sum. This makes it much easier for you to manage your debt, for one thing, as well as help you make a better payment scheme in order to take care of any and all outstanding debts.
However, not everybody has the know how to actually perform debt consolidation. And, since we will be dealing with your personal finances, you will want to know that you're doing the right thing in terms of debt consolidation, or at least consult someone who knows more about it than you do. There are a number of online resources that are readily available to help you with your debt consolidation. In order to take more of the work out of this process, I would like to present you with two online companies that can help you with your debt consolidation needs.
Free debt Consolidation is one of the sites that I would like to highlight. From the opening page, the organization makes it a point to present you with a very relaxed layout, something you will want before you even attempt to consolidate your debt. The site has a very easy-to-use navigational bar near the top of the page. Interesting links include the Free Debt Analysis, and FAQs. If you’re starting out and don’t have any idea what debt consolidation is or what its benefits are, it would be a good idea to go through the Frequently Asked Questions part first, just so that you can get a general overview of what you are getting yourself into. The site’s main draw is their free debt analysis, which gives you an honest, unbiased opinion on the state of your debt.
No Debt Today (www.nodebttoday) is another of the sites that you can readily find on the Internet. Again, the site does its best to present a very simple, streamlined and stress-free interface. The way you can use this site is also quite simple. Instead of presenting the reader with a number of options, No Debt Today presents you with only three simple options instead. Basically, all they need is to know about your needs which you provide via an online form. Once you submit the form, your debt information will be assessed, and No Debt Today will get back to you with a menu of options for how to deal with your debt consolidation. Take note of the accuracy of your figures when completing any form - you should report all factual figures.