With so many financial institutions offering numerous forms of investment such as pensions, mortgages, health care, insurance plans and others, it is difficult to decide which institution is reliable and what product is best to invest in. However, you can have great faith that Standard Life Insurance is worth investing your money in, because it is one of the leading financial companies worldwide. No doubt several people you know have also purchased their policies and are well taken care of.
Based in Edinburgh, Scotland with branches across the globe, Standard Life is a major financial institution that has provided life assurance, pensions, banking, health care insurance and investment management products to millions of international customers since 1825. Standard Life offers a wide range of financial products and services that are designed specifically to meet the needs of customers from various countries. To study these products and services, visit the country websites for accurate information, as products may differ from country to country. The following are links to sites of Standard Life branches worldwide.
China (Joint Venture)
India (Joint Venture)
Standard Life Investments
Standard Life Wealth
Each website specifies diverse financial plans with corresponding online tools. For instance, online calculators, mortgage guides and mortgage rates, charts, and quick quotes. You can also view and save life insurance quotes. Online technology tools are available so you can compare costs and other features. That way you can easily examine whether a particular policy is suitable for you.
Prior to investing in any type of financial plan, it is important to determine what your needs are, because only then can you recognize what type of investment suits you. The market trend should not dictate your choice of investment because your needs are unique and so are your financial goals. That is why for each country where Standard Life operates, policies are customized differently. Do not by any means decide to invest in anything you do not fully understand, because not only your money is at stake but your time, goals, integrity and practically your whole life as well.
The primary factor to consider is your current situation. Investments may be intended for the future, but your now has a lot to do with how you are going to address what is to come. If you are to avail of life insurance or a healthcare plan, how much can you afford to pay monthly with your current income and expenses? Do you know how much your current net worth is? Do you have debts and other financial obligations? Do you have good credit standing in the bank? Is your investment intended for retirement, healthcare or children's education? How much risk are you willing to face? These are just some of the issues you need to answer before you delve into the loads of financial products offered by Standard Life. It is also recommended to consult a financial expert to help you understand policy coverage, terms and conditions and help you determine whether your chosen plan is best for you.