Counterfeit postal money orders are a prevailing problem, as scammers take advantage of banks and their clients in order to gain easy money.
In order to recognize counterfeit postal money orders, all you need to do is to understand the guidelines below.
- Genuine postal money orders are specially printed documents that have numerous built-in security features as well as a high-quality feel. If your postal money order seems to be cheaply printed on ordinary office paper, it is most likely counterfeit.
- Check for a special watermark on the left side of the bill. US postal money orders feature watermarks of Benjamin Franklin, which can be seen on both front and back of a real money order. If the watermark seems to be missing or seems unusual, hold the money order under a blue light. If you do not have any, you may visit the bank nearest you and ask assistance from bank employees.
- Domestic postal money orders have green, blue and yellow color on them. International postal money orders have pink, gold and yellow colors.
- Hold your money order against the blue light. You must be able to see a security thread. It is commonly printed in money bills and used on postal money orders. It is dark and runs from top of the money order to the bottom. You should see this at the right side of the watermark. A real security thread will have the words USPS printed multiple times on the thread.
- Check the amount of your postal money order. Domestic US Postal money orders are limited to 100 dollars per money order, while International money orders are limited to 700 dollars.
- Some counterfeit postal money orders come with a fake letter that claims to come from the United States Postal Service (USPS). It states that the sender is authorized to negotiate the postal money order. You should know that this letter is faked, and the money order is also faked. United States Postal Service never sends authorization letters or any type of letter that confirms the sender's ability to deal with money orders.
- Look for discolorations near or around the dollar amounts in the postal money order. The numbers may have been altered, thus resulting in color smudges, discolorations, or any other visual type of damage.
- If you are still unsure of your postal money order, you should bring it to your local police station and have them examine it. They have security staff that can assist you to know if your postal money order is counterfeit.
- Go to the USPS website for more information on US postal money orders, including updates and changes to postal money orders and/or counterfeit detection.
You should carefully examine your postal money orders. You do not want to end up losing money to scammers. Do not hesitate to immediately report to authorities if you have received counterfeit postal money orders.