Medicare has been of great help to millions of Americans today. The health care benefits it offers through the part A and part B allowed regular people to have a chance at medical assistance. The part A covers 80% of the hospital expenses of its members. The part B covers 80% of the medical expenses and physician services of people who have reached their retirement age. For a person to be eligible for the part B Medicare, he has to be at least 65 years old. By following the steps below, you can enjoy your part B benefits while you are still working.
Here are the steps that you should take if you want to apply for Medicare part B while working:
- Determine your enrollment’s schedule. Determine the enrollment date of your Medicare part A. Find out if it has already expired or not. If it is not expired yet, make an application for the Medicare part B. If your Medicare part A is already expired, find out the next schedule of enrollment. Enroll yourself in part A Medicare again. Submit an application for part B Medicare. Your premium will go up by 10% for every part A enrollment where you do not make a plan B application.
- Apply for part B online. Go to Medicare’s official website. Submit an application for part B. The website will give you a long questionnaire that you have to answer. Take your time to reread each question. Google the technical terms that is not familiar to you. After giving an answer to a question, read the entire question again along with your answer. This is one way of checking if you understood all the questions well. After you answer the questionnaire, the website will generate a set of instructions that you have to follow. A list of requirements that you have to complete will follow the instructions. Have the instructions and requirements printed out.
- Gather your resources. Complete all of the instructions that the website gave you. Using the printed list as a reference, collect all the necessary documents that will prove your identity. Make it a point to re-evaluate each document for typographical errors about your personal information. Check if the information about you is true. If you find any error, make the necessary legal action to have them corrected. Make a photocopy of each document for personal record purposes.
- Go to local administration office. They will assign your case to a local administration office. Go there to submit your requirements.
You do not have to wait until you are 65 to enjoy the benefits of Medicare part B. All you have to do is to follow these steps to make sure that you can enjoy it as early as possible.