Paying your bills on time should not be a problem if your budget is always intact. However, if your budget highly depends on how you manage your money that comes in, then, cutting on some of your regular expenses becomes necessary. Aside from your mortgage or your rent, your groceries eat up much of your budget. Don’t worry. It is a normal. And if you are thinking of ways on how you can save money and guarantee your budget for the other more important expenditures in your household, your groceries can do the trick.
Here are some recommendations on how you can significantly lower your grocery bills:
- Adjust your grocery schedule. Timing can greatly affect your grocery shopping habits. Start by checking out the weekly sales flyer (or announcement) of your favorite grocery outlet. Note the grocery items that are dramatically marked down. As much as you can, prepare your menu for the week according to the marked down grocery items. Consider yourself lucky if your favorite grocery outlet posts on-line their weekly sales activities. You can finalize your grocery list before you go there. On the other hand, if you are buying your groceries from your local grocer, you can try calling first. Find out what’s on sale (or what’s cheaper) and then, work out your grocery list.
- Bring your grocery coupons. You can rely on your Sunday paper here. Just cut out the coupons that can give you good deals. Of course, they should be applicable to the grocery items on your list. You can also go on-line. Most of the time, grocery outlets allow their coupons to be printed. You can just scan which coupons can give you great savings. Cut or clip them and present them when you pay for your groceries.
- Prepare your grocery list. Be diligent with this. Never leave your house without planning. You have to determine the items that you urgently need. This shouldn’t take much of your time, especially if you have already made a habit out of it. Just get a pen and a piece of paper and write down the grocery items to meet your preferred menus for the week. Then, open your pantry and fridge and see what other items do you need to replenish.
- Don’t do your grocery when you are hungry. You should avoid going there without eating anything first. A quick meal at home can always save you from “unexpected” expenses. When you are hungry, expect yourself to crave for stuff. You don’t want to fill up your grocery basket with items that your really don’t need. You also don’t see yourself rushing to a fast food or a restaurant, just to grab a quick bite. That’s definitely not part of your budget. So, discipline yourself and save more money in the process.
Aside from following the recommendations enumerated above, you can also consider growing some vegetables and fruits in your own backyard. Realize that fresh produce can turn out to be expensive when you already get them from a grocery outlet. You can invest a few bucks on buying some seeds and your free time in raising them. Once you begin harvesting, you are definitely going to congratulate yourself for your efforts. You may even start selling some of your vegetables and your fruits to your neighbors.