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 <title>HowToDoThings.com Budgeting</title>
 <link>http://www.howtodothings.com/finance-and-money/c609-budgeting.html</link>
 <description>A list of recent articles by category as Teasers.</description>
 <language>en</language>
<item>
 <title>How To Make and Manage a Household Budget</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-make-and-manage-a-household-budget</link>
 <description>&lt;p&gt;Making a realistic budget is a cornerstone to building a good financial foundation for you and your family. It really doesn&#039;t have to be too detailed or restrictive, though you do have to make some tough decisions on how you spend your money. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-make-and-manage-a-household-budget&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-make-and-manage-a-household-budget#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <pubDate>Tue, 01 Jul 2008 14:27:31 -0500</pubDate>
 <dc:creator>ramb37</dc:creator>
 <guid isPermaLink="false">18246 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Feed Your Family on a Budget</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-feed-your-family-on-a-budget</link>
 <description>&lt;p class=&quot;MsoNormal&quot;&gt;
All over North America, grocery prices are going up. The increase in cost of simple staples like bread, cheese, and milk from five years ago can seem overwhelming. But before you let the anxiety of feeding your family lead to the loss of your hair, take a few moments to consider what you already have in your cupboards, and what your family likes to eat. You might find you have more meal options than you thought.
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-feed-your-family-on-a-budget&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-feed-your-family-on-a-budget#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/food-drink/cooking-tips">Cooking Tips</category>
 <pubDate>Wed, 09 Apr 2008 14:13:55 -0500</pubDate>
 <dc:creator>QueenMum</dc:creator>
 <guid isPermaLink="false">17229 at http://www.howtodothings.com</guid>
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 <title>How To Save Money in Your Everyday Life</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life</link>
 <description>&lt;p&gt;Most people are constantly thinking of how to save money, but not very effectively.  There are some very simple ways to save money in your everyday life; although they may seem like small steps, they definitely add up!&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Mon, 10 Mar 2008 00:27:38 -0500</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">16766 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Save Money on Grocery Shopping</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-grocery-shopping</link>
 <description>&lt;p&gt;As gas and oil prices go up, so does the price of food.  Since groceries are not exactly a luxury, it is important to find ways to save money while grocery shopping.  Luckily, there are some easy and  effective ways to spend less money when you go to the supermarket!&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-grocery-shopping&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-grocery-shopping#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <pubDate>Fri, 07 Mar 2008 18:41:42 -0600</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">16707 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Ruin Your Credit Rating</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-ruin-your-credit-rating</link>
 <description>&lt;p&gt;Read at your own risk - these steps are guaranteed to ruin your credit rating and destroy your financial future faster than setting your wallet on fire!  &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-ruin-your-credit-rating&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-ruin-your-credit-rating#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c613-borrowing.html">Borrowing</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Wed, 02 Jan 2008 15:38:43 -0600</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">13489 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Eliminate Personal Debt Faster</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-eliminate-personal-debt-faster</link>
 <description>&lt;p&gt;
Do you remember when it was difficult to get a credit card? Well, these days it&amp;#39;s not too hard at all. All the major retail stores have them and with on-the-spot financing, making it easier than ever to load up your wallet with plastic. And if that&amp;#39;s not enough, you needn&amp;#39;t look further than your mailbox to find credit applications or even pre-approved credit cards and loans. All this readily available credit makes spending more money than you have all that much easier.
&lt;/p&gt;
&lt;p&gt;
Here are a few useful steps to follow to get out of the black hole of credit card debt a little bit faster:
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-eliminate-personal-debt-faster&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-eliminate-personal-debt-faster#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c613-borrowing.html">Borrowing</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Fri, 30 Nov 2007 17:41:40 -0600</pubDate>
 <dc:creator>omehaney</dc:creator>
 <guid isPermaLink="false">11063 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Save Money When Buying a New Car</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-when-buying-a-new-car</link>
 <description>&lt;p class=&quot;MsoNormal&quot;&gt;
Buying a new car is something most people do several times in a lifetime but not a lot of people take the time or have the know-how to negotiate the best deal they possibly can. People drive off the car lot every day with cars that they could have saved thousands of dollars on. You may have done the same and even felt as though you paid too much. By following some of the tactics listed below, you can put yourself in a position to better negotiate the price of a new car. Of course, all dealerships and sales associates are different and the results of these tips will obviously vary. Regardless, I&amp;#39;m sure you will have fun getting a better price on your new car and you will definitely feel much better when you do.
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-when-buying-a-new-car&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-when-buying-a-new-car#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/automotive/c1015-leasing.html">Leasing a Car</category>
 <category domain="http://www.howtodothings.com/automotive/c371-new.html">New</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Tue, 27 Nov 2007 20:41:34 -0600</pubDate>
 <dc:creator>omehaney</dc:creator>
 <guid isPermaLink="false">10914 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Create a Budget</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-create-a-budget</link>
 <description>&lt;p&gt;
Are you one of those who always manage to have more month by the end of your money? Do you wonder where it all went but are not sure how to track all the &amp;quot;stuff&amp;quot; you pay for? Would you like to know how to keep up with how much you spent on the dentist last year? Then chances are you need a budget! Here are a few questions I always get from people I counsel.
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-create-a-budget&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-create-a-budget#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <pubDate>Mon, 05 Nov 2007 23:22:11 -0600</pubDate>
 <dc:creator>Mr. Finance</dc:creator>
 <guid isPermaLink="false">10027 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Teach Your Children About Money</title>
 <link>http://www.howtodothings.com/family-relationships/how-to-teach-your-children-about-money</link>
 <description>&lt;p&gt;All parents wants their children to be happy and successful.  Teaching children about money from a young age is one way to ensure their financial success in later life.  Even very young children can be taught about money, by words and actions.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/family-relationships/how-to-teach-your-children-about-money&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/family-relationships/how-to-teach-your-children-about-money#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/family-relationships/parenting/dealing-infants-kids">Dealing with Infants &amp;amp; Kids</category>
 <category domain="http://www.howtodothings.com/family-relationships/parenting/dealing-teenagers">Dealing with Teenagers</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Fri, 26 Oct 2007 12:15:19 -0500</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">9364 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Save Money on Prescriptions</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-prescriptions</link>
 <description>&lt;p&gt;We all know that health care costs keep going up.  Luckily, there are some ways to save money on prescription drugs so that you are not struggling to afford necessary medication!  Savings will depend upon your health insurance plan and prescription drug coverage, but there are ways for everyone to save on their prescriptions.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-prescriptions&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-prescriptions#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/health-and-fitness/c1102-pharmaceuticals--drugs.html">Pharmaceuticals &amp;amp; Drugs</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Thu, 25 Oct 2007 14:32:34 -0500</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">9287 at http://www.howtodothings.com</guid>
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