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 <title>HowToDoThings.com Saving</title>
 <link>http://www.howtodothings.com/finance-and-money/c614-saving.html</link>
 <description>A list of recent articles by category as Teasers.</description>
 <language>en</language>
<item>
 <title>How To Save Money Easier</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-easier</link>
 <description></description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-easier#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <pubDate>Wed, 11 Jun 2008 15:28:05 -0500</pubDate>
 <dc:creator>NiennaSeregon</dc:creator>
 <guid isPermaLink="false">18078 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Save Money in Your Everyday Life</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life</link>
 <description>&lt;p&gt;Most people are constantly thinking of how to save money, but not very effectively.  There are some very simple ways to save money in your everyday life; although they may seem like small steps, they definitely add up!&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Mon, 10 Mar 2008 00:27:38 -0500</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">16766 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Save Money on Grocery Shopping</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-grocery-shopping</link>
 <description>&lt;p&gt;As gas and oil prices go up, so does the price of food.  Since groceries are not exactly a luxury, it is important to find ways to save money while grocery shopping.  Luckily, there are some easy and  effective ways to spend less money when you go to the supermarket!&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-grocery-shopping&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-on-grocery-shopping#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <pubDate>Fri, 07 Mar 2008 18:41:42 -0600</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">16707 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Save Money Online</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-online</link>
 <description>&lt;p&gt;It&#039;s no secret that the Internet has changed our way of life: Users enjoy faster methods of communication and greater access to information than ever before. What many people don&#039;t realize is that the Internet also offers many opportunities for saving money.  As online shopping has become more and more popular, businesses have been pressured into not only maintaining an online presence, but also competing for a thriving global consumer base. Online deals and specials are powerful persuasion for potential customers, and are therefore used by many retailers. If you know where to look, you can find many ways to save money online, such as traditional coupons that you can print out and carry with you, and online coupons that use links or coupon codes to save you money.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-online&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-online#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <pubDate>Wed, 02 Jan 2008 23:21:52 -0600</pubDate>
 <dc:creator>kushta</dc:creator>
 <guid isPermaLink="false">13661 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Ruin Your Credit Rating</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-ruin-your-credit-rating</link>
 <description>&lt;p&gt;Read at your own risk - these steps are guaranteed to ruin your credit rating and destroy your financial future faster than setting your wallet on fire!  &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-ruin-your-credit-rating&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-ruin-your-credit-rating#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c613-borrowing.html">Borrowing</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Wed, 02 Jan 2008 15:38:43 -0600</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">13489 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Easily Save $1200 a Year </title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-easily-save-1200-a-year</link>
 <description>&lt;p&gt;
You&amp;#39;ve got a couple weeks of vacation coming to you -- time away from work -- but now you are stressing even more because you have no money tucked away for a trip to a sandy, white beach to play in the surf; or a sight-seeing tour of a big city; or to fly over the Grand Canyon and gawk at the scenery; or even enough gas money to go camping.
&lt;/p&gt;
&lt;p&gt;
Well, don&amp;#39;t despair.  With a little planning and a lot of self-discipline, you can easily tuck away $100 a month, penny by dollar, in a jar or bag labeled &amp;quot;Vacation Funds&amp;quot; and find you have $1200 at the end of one year.  It won&amp;#39;t hurt that much!
&lt;/p&gt;
&lt;p&gt;
The following five ideas are based on personal experience, but once you think about it, you may find other ways to save.  The secret to your success will hinge on taking this money that you would have normally spent and actually putting it in the jar or bag -- don&amp;#39;t spend it somewhere else.
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-easily-save-1200-a-year&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-easily-save-1200-a-year#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <pubDate>Fri, 07 Dec 2007 12:59:31 -0600</pubDate>
 <dc:creator>mcdesign</dc:creator>
 <guid isPermaLink="false">11776 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Eliminate Personal Debt Faster</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-eliminate-personal-debt-faster</link>
 <description>&lt;p&gt;
Do you remember when it was difficult to get a credit card? Well, these days it&amp;#39;s not too hard at all. All the major retail stores have them and with on-the-spot financing, making it easier than ever to load up your wallet with plastic. And if that&amp;#39;s not enough, you needn&amp;#39;t look further than your mailbox to find credit applications or even pre-approved credit cards and loans. All this readily available credit makes spending more money than you have all that much easier.
&lt;/p&gt;
&lt;p&gt;
Here are a few useful steps to follow to get out of the black hole of credit card debt a little bit faster:
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-eliminate-personal-debt-faster&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-eliminate-personal-debt-faster#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c613-borrowing.html">Borrowing</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Fri, 30 Nov 2007 17:41:40 -0600</pubDate>
 <dc:creator>omehaney</dc:creator>
 <guid isPermaLink="false">11063 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Plan Your Retirement Savings</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-plan-your-retirement-savings</link>
 <description>&lt;p&gt;
To ensure a safe retirement people need to assume a more conservative posture towards the future. There is a need to pick your investments so that you can achieve an average return rate that is financially comfortable considering your expectation for the future. People naturally want to follow their dreams and personal goals, and in many times, only find the time and dedication for this pursuit after retirement. 
&lt;/p&gt;
&lt;p&gt;
Learn how to establish a savings plan, in eight reasonable and simple steps that are easy to manage and will allow you to build that retirement savings account without living a life devoid of fun.
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-plan-your-retirement-savings&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-plan-your-retirement-savings#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <pubDate>Thu, 29 Nov 2007 13:58:57 -0600</pubDate>
 <dc:creator>L_desu</dc:creator>
 <guid isPermaLink="false">10942 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Save Money When Buying a New Car</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-when-buying-a-new-car</link>
 <description>&lt;p class=&quot;MsoNormal&quot;&gt;
Buying a new car is something most people do several times in a lifetime but not a lot of people take the time or have the know-how to negotiate the best deal they possibly can. People drive off the car lot every day with cars that they could have saved thousands of dollars on. You may have done the same and even felt as though you paid too much. By following some of the tactics listed below, you can put yourself in a position to better negotiate the price of a new car. Of course, all dealerships and sales associates are different and the results of these tips will obviously vary. Regardless, I&amp;#39;m sure you will have fun getting a better price on your new car and you will definitely feel much better when you do.
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-when-buying-a-new-car&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-when-buying-a-new-car#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/automotive/c1015-leasing.html">Leasing a Car</category>
 <category domain="http://www.howtodothings.com/automotive/c371-new.html">New</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Tue, 27 Nov 2007 20:41:34 -0600</pubDate>
 <dc:creator>omehaney</dc:creator>
 <guid isPermaLink="false">10914 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Keep Your Wealth</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-keep-your-wealth</link>
 <description>&lt;p&gt;
If you thought making money was hard, keeping it is even harder.  Follow the 8 rules below and you will learn to preserve, protect and enjoy your wealth.
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-keep-your-wealth&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-keep-your-wealth#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <pubDate>Thu, 08 Nov 2007 16:16:30 -0600</pubDate>
 <dc:creator>miniguru</dc:creator>
 <guid isPermaLink="false">10525 at http://www.howtodothings.com</guid>
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