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 <title>HowToDoThings.com Tips &amp; Tricks</title>
 <link>http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html</link>
 <description>A list of recent articles by category as Teasers.</description>
 <language>en</language>
<item>
 <title>How To Shop at a Wholesale Store</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-shop-at-a-wholesale-store</link>
 <description></description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-shop-at-a-wholesale-store#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Wed, 21 May 2008 12:32:17 -0500</pubDate>
 <dc:creator>lilly</dc:creator>
 <guid isPermaLink="false">17761 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Save Money at the Grocery Store</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-at-the-grocery-store</link>
 <description>&lt;ol&gt;
&lt;li&gt;&lt;strong&gt;Never shop with children of any age&lt;/strong&gt;.  This is rule # 1 for a reason!  You will end up spending twice as much as you intended.  There are always things kids have to have that are not on your list.  You will feel guilty saying no, and why even go through it?&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Make a list and stick to it&lt;/strong&gt;.  The only exception is if you find a great unadvertised special.  I sit down with the ads from the stores in my area and make a list trying to incorporate the sales into my meals for the week.  I do not go to all the stores, usually just the one with the best deals.  Sometimes I will get the majority of the groceries from Walmart and then pick up any really great specials at the grocery store. Some stores have great &#039;Buy 1, Get 1 Free&#039; specials.  Winn Dixie will run such specials on meats, and I imagine you can find a store in your area that does this as well. &lt;/li&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-at-the-grocery-store&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-at-the-grocery-store#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Tue, 22 Apr 2008 15:15:24 -0500</pubDate>
 <dc:creator>tpenatzer</dc:creator>
 <guid isPermaLink="false">17217 at http://www.howtodothings.com</guid>
</item>
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 <title>How To Stay Debt-Free</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-stay-debt-free</link>
 <description>&lt;p&gt;
For every person who is working full time and living paycheck to paycheck, it has always been the case that being in debt is the norm.
&lt;/p&gt;
&lt;p&gt;
Guess what? It isn&#039;t the norm. It&#039;s an epidemic that is spreading throughout the country. Being in debt had caused a lot of families to break down, elevated the divorce rate and affected children. Almost everyone who is in debt is digging their own grave 6 feet below the ground. Is this the life you want to have -- a life full of fear, anxiety, stress and misery? Here are some tips on how to stay out of debt.
&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-stay-debt-free&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-stay-debt-free#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Wed, 26 Mar 2008 18:24:49 -0500</pubDate>
 <dc:creator>aphrodisiac101</dc:creator>
 <guid isPermaLink="false">16924 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Choose an Accountant</title>
 <link>http://www.howtodothings.com/careers/how-to-choose-an-accountant</link>
 <description>&lt;p&gt;&lt;img src=&quot;/files/u771/911377_calculator.jpg&quot; width=&quot;100&quot; height=&quot;66&quot; align=&quot;right&quot; /&gt;Is tax time coming up and you don&#039;t even know how to start?  Are you running a small business and having trouble keeping track of finances?  If so, you are not alone, and there is help!  An accountant is a professional who takes care of the accounting needs of an individual or a business, including bookkeeping, tax preparation, financial advice, and more.  Choosing an accountant is a highly individual process, as everyone has different needs.
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/careers/how-to-choose-an-accountant&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/careers/how-to-choose-an-accountant#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c618-filing-your-returns.html">Filing Your Returns</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Mon, 17 Mar 2008 14:33:46 -0500</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">16886 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Save Money Every Day</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-every-day</link>
 <description>&lt;p&gt;I am a stay at home mother of 4. My husband is a truck driver who is gone a lot, but makes decent money. So all the finances and budgeting fall on me. Now even though we live in a one-income household, we are actually very successful. We own our own house free and clear. We own our own vehicles free and clear. That&#039;s right, we are mortgage and car payment free. &lt;/p&gt;
&lt;p&gt;Now I am sure most of you have heard of the man who takes 2-ply toilet paper and separates the rolls into single ply rolls. Trust me, I don&#039;t go that far. Honestly I don&#039;t have time in the day to do that. A few of my tips are not conducive to everyone&#039;s lifestyles -- especially if you live in a city setting. But there are still a lot of things that you can do that will save you money every single day. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-every-day&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-every-day#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Wed, 12 Mar 2008 16:03:49 -0500</pubDate>
 <dc:creator>angeleyez320</dc:creator>
 <guid isPermaLink="false">16754 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Fix Bad Credit</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-fix-bad-credit</link>
 <description>&lt;p&gt;The best way to fix bad credit is to be pro-active in removing negative account reports and adding positive account reports to your credit report. Both of these processes can take some time. The time to start fixing your bad credit is now, not on the day you are ready to apply for a loan. Depending on how bad your credit is, it can take as little as 1 or 2 months to fix and as much as 12 months to fix. Here are the steps to fixing your credit: &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-fix-bad-credit&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-fix-bad-credit#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Wed, 12 Mar 2008 15:19:18 -0500</pubDate>
 <dc:creator>chane</dc:creator>
 <guid isPermaLink="false">16727 at http://www.howtodothings.com</guid>
</item>
<item>
 <title>How To Choose the Right Part Time Job</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-choose-the-right-part-time-job</link>
 <description>&lt;p&gt;Are you someone working full time who wants to earn an extra income? If so, then this article is for you. As they say, nobody becomes rich by being an employee for all of his or her life. Most likely, if you are an employee, you are living paycheck to paycheck and may even be in deep debt. One way you can improve your life or at least lessen your debt is to find a part time job. Earning an extra income does not happen overnight. You need to assess what jobs you can do for a couple of hours per day that will suit your schedule and skills.&lt;/p&gt;
&lt;p&gt;Here are few tips to help you locate a part time job that is right for you:&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-choose-the-right-part-time-job&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-choose-the-right-part-time-job#comments</comments>
 <category domain="http://www.howtodothings.com/careers/c774-other.html">Other</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Wed, 12 Mar 2008 14:10:07 -0500</pubDate>
 <dc:creator>aphrodisiac101</dc:creator>
 <guid isPermaLink="false">16710 at http://www.howtodothings.com</guid>
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<item>
 <title>How To Save Money in Your Everyday Life</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life</link>
 <description>&lt;p&gt;Most people are constantly thinking of how to save money, but not very effectively.  There are some very simple ways to save money in your everyday life; although they may seem like small steps, they definitely add up!&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-save-money-in-your-everyday-life#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c609-budgeting.html">Budgeting</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c614-saving.html">Saving</category>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Mon, 10 Mar 2008 00:27:38 -0500</pubDate>
 <dc:creator>bronwyn</dc:creator>
 <guid isPermaLink="false">16766 at http://www.howtodothings.com</guid>
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 <title>How To Make Extra Money Online</title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-make-extra-money-online</link>
 <description>&lt;p&gt;In a world that, in many ways, has grown quite accustomed to talk of the &amp;quot;web&amp;quot; or the Internet, it is still surprising that some people do not know the moneymaking potential locked up in this virtual world. Any of them can take the opportunity to make a little extra money on the side or even build their own online businesses, with little to no start-up costs involved.
&lt;p&gt;It may be that these people simply don&#039;t know that much about the various ways or methods that are currently being employed by web users every day to make that extra cash they need. Often the best place to start is with a little information. People want to know the sort of options that are out there. A typical question asked by those interested is: &amp;quot;How can I make extra money online?&amp;quot;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-make-extra-money-online&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-make-extra-money-online#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Tue, 12 Feb 2008 00:44:26 -0600</pubDate>
 <dc:creator>kushta</dc:creator>
 <guid isPermaLink="false">16012 at http://www.howtodothings.com</guid>
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 <title>How To Get a Free Credit Report </title>
 <link>http://www.howtodothings.com/finance-real-estate/how-to-get-a-free-credit-report</link>
 <description>&lt;p&gt;Under Federal law you are entitled to a free credit report once a year. This report, by law, will show any and all information contained in the files of the three major credit reporting agencies (Equifax, Experian, and TransUnion).  To receive your free credit report you must first complete the &lt;em&gt;Annual Credit Report Request Form,&lt;/em&gt; which can be completed in any of the following three ways:&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.howtodothings.com/finance-real-estate/how-to-get-a-free-credit-report&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.howtodothings.com/finance-real-estate/how-to-get-a-free-credit-report#comments</comments>
 <category domain="http://www.howtodothings.com/finance-and-money/c615-tips--tricks.html">Tips &amp;amp; Tricks</category>
 <pubDate>Fri, 08 Feb 2008 12:44:05 -0600</pubDate>
 <dc:creator>thedave</dc:creator>
 <guid isPermaLink="false">15837 at http://www.howtodothings.com</guid>
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