Unknown Speaker: The only way to insure that your interest is being protected is to do it yourself or hire a professional to do it for you.
Speaker: You should hire a public adjuster if the claim is more than you feel like you can handle.
Speaker: Frequently in a fire such as this, there's a lot debris that's thrown outside the windows and on the yards and pick through or taken away by local authorities.
David Pisanic: There is a tremendous amount of cataloging and remembering what you had, what your personal property was.
Jeffery Gould: And you have to recreate what the interior of the house looked like. Only the home owner or an expert who had experience in preparing these claims can do that with the detail that the insurance company is going to require and in a timely manner.
David Pisanic: It is often a good idea to hire a public adjuster.
Jeffery Gould: You need to protect your own interest.
David Pisanic: Now it might seem crazy for me to say that but really makes everybody's job easy in the most cases because the public adjusters know how to make all the lists and they know how to go through what you own and they know how to evaluate your property and all that kind of stuff for you. It's not the insurance company's job at that point to explain to you what your benefits are.
A public adjuster is going to tell you about all those aspects of the policy. The public adjuster is going to tell you, he will make more money for you in a long run and so it really won't cost you anything, which could be the case in some circumstances. The public adjuster will save your money.
Unknown Speaker: If you hire a public adjuster or a lawyer, you are in control of the claim.
Unknown Speaker: If you hire a public adjuster, I as an adjuster for the insurance company have to be a lot more careful because I know that I've got another set of experienced guys looking at what I am doing.
