How To Save Money on Prescriptions

We all know that health care costs keep going up. Luckily, there are some ways to save money on prescription drugs so that you are not struggling to afford necessary medication! Savings will depend upon your health insurance plan and prescription drug coverage, but there are ways for everyone to save on their prescriptions.

  1. Check for generic medications. Generic versions of many medications are available, and may have exactly the same ingredients as the brand-name medication that you are taking. Ask your doctor or pharmacist if there is a generic version of the prescription you need; you may be able to save a lot of money this way!
  2. Look for manufacturer's rebates and coupons. Some drug companies list this information on their website or in advertisements. Consumers will probably have to give out an address or an email address, but there are many great deals: full and partial rebates, money-saving coupons, and free samples or free trials of medications.
  3. Ask your doctor for free samples of prescription drugs. Doctors receive many pharmaceutical samples and may be willing to give them out to patients who are having difficulty paying for prescriptions. Feel free to ask your doctors - the worst they can say is no, and it may save you a lot of money!
  4. Ask your pharmacy about discount cards. Some pharmacy discount cards require a small sign-up fee, but many are free. Do an Internet search or ask your pharmacy directly.
  5. Look into hardship programs. Some pharmaceutical companies have created patient assistance programs or hardship programs for those who qualify based on income level.
  6. Change pharmacies. Yes, it seems strange, but you can actually save money - maybe even make money - by changing pharmacies. Pharmacies are competing for business, and have begun offering new customers gift cards or store credit when they fill a new prescription or transfer prescriptions from a different pharmacy. Talk to your pharmacy to see if they offer any similar deals.

Remember that prescription medications should only be taken according to the instructions given to you by your doctor or pharmacist. Saving money on prescriptions is a great thing, but only when done safely; don't ever take prescription medicine that was prescribed for someone else!


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By Jim VanErmen